Free tools for restaurant operators
Practical tools for U.S. food businesses. Use them whether you're a customer or not.
Effective Rate Calculator
Enter your monthly card volume and total monthly fees from your statement. See your effective rate — what card processing really costs you — then send us the statement for a free review by a person.
- Two numbers from your statement
- No signup, no email required
- Shows your effective rate and yearly fees
- Nothing you type is stored or sent
Find Your POS — 60-second quiz
Answer 5 questions about your business, your current POS, your pain point, and your volume. We'll recommend the PalomaPOS plan that fits — and link to the exact resources you need.
- 5 questions, 60 seconds
- Personalized plan recommendation
- Hand-picked resource cards based on your answers
- No signup, no email required
POS Comparison Matrix
PalomaPOS vs Square, Toast, Clover, Lightspeed, SpotOn, and TouchBistro on the features that matter — hardware costs, software fees, payouts, contracts, and more.
- 6 major restaurant POS competitors
- 10 features side-by-side
- Sticky-column layout for mobile horizontal scroll
- Competitor info as of April 2026
POS & Payments Glossary
Plain-English definitions for the 20 most common POS and payments terms — interchange, Cash Discount, EMV, KDS, same-day funding, and more. Perfect for new operators.
- 20 plain-English definitions
- Stable URL anchors for easy citing
- Linked to relevant PalomaPOS pages
- Available in Spanish at /es/glossary
Restaurant Startup Checklist
A complete 16-week, 50+ item playbook for opening a restaurant in 2026 — concept, licenses, build-out, hiring, POS, marketing, and the first 90 days.
- 6 phases across 16 weeks
- 50+ checklist items
- Covers concept through the first 90 days
- Free, no email required
Want a personalized walkthrough? Talk to sales or call (888) 365-0704.
Ready to grow your food business without the busywork?
Book a free 15‑minute demo. We'll walk through your menu and your current processing statement — and answer every question, no pressure.
Same‑day funding
Get paid the same day, every day.
Hardware at cost
Or free placement for qualifying processing volume.
Setup included
Menu build, data migration, and staff training.
Or email sales@palomapos.com